Unoccupied Home Insurance and Unoccupied House Insurance

This product offers unoccupied home insurance and unoccupied home insurance. Unlike other home insurance policies there is no requirement under this contract for the property to be occupied on an occasional basis.

  • Cover is available upon completion and acceptance of a proposal form.
  • Short term policies are available.
  • If the property has been extended underwriters may require a copy of planning permissions before cover will be granted in respect of subsidence.
  • Cover is available for properties that are boarded up or undergoing significant structural repair where the fabric of the building is compromised or broken.
 unoccupied property insurance quotes and vacant property insurance quotes

For all other properties including unoccupied commercial and business premises, including both domestic and commercial properties undergoing renovation and repair please follow this link

To obtain a quote, please complete the following form and submit. A premium indication based on your statement of needs will be sent to you by email along with a specimen policy wording and quote. If you require immediate cover please contact our office on 0845 838 7960 during office hours. As this is a restricted market we quote the products of only 4 underwriters in respect of unoccupied properties. 

Unoccupied Home Insurance Quote
Title    
Forenames    
Surname    
Date of Birth      dd/mm/yyyy
     
Occupation    
Telephone   Mobile Phone
Address of Property to be insured    
     
     
Postcode    
Email    
 
Reason for Unoccupancy
Year Property Built    
Covers Required    
Buildings Sum Insured   Rebuilding Cost not market value.
What is the total value of your contents?    
Highest Value any one item    
Have you;
Have you had any losses in the last 5 years?   
Do you have good quality security locks on all external doors and windows?   quotes are subject to basic minimum security standards
Do you have an intruder alarm installed?    
Do you have smoke detectors?    
Is the Property Boarded Up?    
Is the property undergoing refurbishment to the external fabric of the building?  

 

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