employers liability insurance for charity shops

We offer instant employers liability insurance for charity shops on-line from a range of specialist liability insurance providers and insurers.

Does a charity shop require employers liability insurance for voluntary workers?

Employers liability insurance for charity shops  is a legal requirement in the United Kingdom for all businesses and companies that employ people, even on a part time basis and it is vital that all employers arrange the insurance both correctly but also at a reasonable cost. There are a few exceptions to the legal requirement and more information on this may be found on our main employers liability page but for the most part employers require the cover.

The definition of what constitutes an employee under the legislation is determined by the activities of the person and their relationship to the employer rather than whether they are paid for the work and a voluntary worker meets these tests.

How much employers liability insurance does a charity shop need?

The law requires that you hold a minimum limit of indemnity of £5M in respect of claims however insurers generally issue policies with a limit of £10M although higher limits are available.

How do I buy employers liability for charity shops?

Despite the legal requirement for employers liability it is not generally available as stand-alone policy and is bought alongside a public liability insurance policy or as part of a package insurance policy such as commercial combined.

As liability insurance specialists, we are ideally placed to offer you some of the best deals available for employers liability insurance along with highly competitive quotes for your public liability insurance.

Standard quotes for employers liability insurance for charity shops are based on the market standard limit of £10M, but other limits are available upon request.

Apply on-line or call us today to discuss your requirements.