Increasingly businesses of all sizes undertake operations in other territories and countries and this is no longer limited to the larger multi-national organisations. These businesses will have insurance exposures and risks in different countries and many of these...
Installing an intruder alarm in your business or home is a sensible and prudent measure but what is the police response to intruder alarms in the United Kingdom? In recent years, in excess of 90% of all alarm activations have been false alarms placing a tremendous...
General insurance policyholders in the United Kingdom will be familiar with the additional charge on their insurance documents in respect of IPT or Insurance Premium tax but what is Insurance Premium Tax, what insurance policies does it apply to and who is responsible...
When a claim occurs under a general insurance policy the insurers will identity the proximate cause of the loss to ensure that the loss or damage has been caused by an insured peril but what is proximate cause and how does this affect the settlement of claims....
There is much discussion regarding the cyber risks facing businesses, organisations and individuals today and the protection required in respect of these risks have led to the development of cyber liability insurance. In looking at this we first need to define what we...
