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What Insurance do I need for a Pizza Delivery Service?

Apply Online The type of pizza delivery insurance that you will require depends very much upon whether you are making and delivering pizzas or simply acting as delivery service on a self employed basis or as an employee of a pizza takeaway business. Takeaway Pizza...

What is the Hard Market in Insurance?

Many people will perhaps be hearing the expression the “Hard Market” for the first time but what is the hard market what are the causes and how might it affect policyholders? What is the hard market? In simple terms, it is how the insurance market refers...

Do Insurance Policies Cover Acts of God?

There is a general perception that insurance policies do not cover Acts of God. This is interesting as it is flawed wisdom on so many levels. Let us start with the easiest level, policies in the UK do not exclude Acts of God. If you have a policy that does contain an...

Negligence

The majority of liability claims brought under policies in the United Kingdom are in actions of alleged negligence by the policyholder but what is negligence and what conditions need to exist in order for a claim to succeed. In order for an action...

What are Rights of Recourse?

From time to time businesses are faced with issues of right of recourse in contracts but what are rights of recourse and how do they affect your position regarding liability for a product? Rights of recourse is the ability of one party to enforce another party to...