As business insurance specialists, we offer sawmill insurance through a range of products tailored to meet your business insurance requirements, whether this be for a liability insurance only, or for a full range of business insurances under a combined insurance policy.
Special features of sawmill insurance
Sawmills present a number of specific risks to insurance companies from both a property damage and a liability insurance perspective. the key to arranging competitive business insurance for a sawmill is to ensure that risk management standards are high with correct identification of risks, positive action to minimise these risks and a regular policy of check to ensure that these standards are being met.
Property damage risk features
Clearly with timber , shavings and dust on the premises the chance of a fire starting, the inception risk is higher and the storage of quantities of wood also presents a higher than normal risk of and fire spreading. effective risk management can go a long way to reduce these risks. This is not only sensible but it is vital for insurance purposes, you may not be rewarded with lower premiums, but the downside of not maintaining high risk management standards may be that insurers are not prepared to offer cover on the risk.
Trade waste, it is important to ensure that the premises are kept free from the build up of waste and that any extraction systems are correctly maintained and the storage bins regularly emptied and secure. Stick storage also needs attention
Liability insurance risk features
The sawmill offers a higher than normal risk for injury to employees as a result of the processes involved, the presence of dust and the use of woodworking machinery. Again effective ventilation and extraction systems are important along with adequate guarding or machinery and a strict policy of adherence to the correct use of both the guards and the machinery itself.
How to buy sawmill insurance
- Apply on-line for sawmill liability insurance.
- Apply on-line for sawmill business combined insurance.