- Public Liability Insurance for civil engineers.
- Employers Liability Insurance
- Business Equipment and Tools Insurance
Why does a self employed civil engineer require liability insurance?
Anyone in business faces the daily risk of legal action being taken against them in respect of their legal liability for personal injury or property damage arising during the course of the business and the self employed civil engineer is no exception. Public liability insurance protects you against claims made against you for your legal liability for personal injury or property damage sustained by third parties arising in the course of the business. Employers liability protects you against claims from employees for your legal liability for any death, disease or injury sustained during the course of their employment and it is a legal requirement for the majority of employers in the United Kingdom.
As a professional you may wish to consider professional indemnity insurance for civil engineers to protect yourself against claims made against you in respect of your legal liability for loss arising from a breach or an alleged breach of professional duty.