As specialist business insurance brokers we provide instant on-line quotes for tattoo shop insurance from a panel of leading shop insurance providers in the United Kingdom.
What is tattoo shop insurance?
The tattoo shop insurance policy is a package insurance policy that provides a broad range of cover under one policy and is designed to meet the needs of most tattoo artists for a cost effective business insurance solution.
The policy includes cover in respect of;
- Property and material damage protecting you against loss or damage to material assets of the business, such as buildings (when required), stock and business contents.
- Business interruption protecting you against losses incurred as a result of a reduction in turnover following a material damage claim.
- Business money protecting the cash in the business
- Combined liabilities offering you protection in respect of your legal liabilities to both third parties and employees. It is important that you ensure that you have third party liability insurance in respect of “treatment“.
- additional covers such as property in transit
How much is tattoo shop insurance?
As with other insurances, the cost of tattoo shop insurance is dependent upon you own specific requirements but key factors in the price are the sums insured you require for property damage, the location of your business and whether you have previously had any claims.
Does tattoo shop insurance include the “treatment risk” under the liability insurance cover?
Some tattoo shop insurance policies do not include this cover under the liability section of the policy and in these circumstances a separate treatment risks insurance policy is required to ensure that you are protected against claims made against you arising from personal injury, disease or death arising from the tattooing or piercing process. More information may be found on our treatment risk page